Investing worldwide with ETFs

ETFs (Exchange-Traded Funds) are like passive managed stock funds.


Markets
– Developed markets
– Emerging markets

Cap sizes
– Big caps
– Mid caps
– Small caps

Dividends
– Distributing
– Accumulating

Composition
– Market capitalization
– GDP

Replication
– physical
– sampling
– synthetic

Indexes
– MSCI
– FTSE


Buying
– Limit order … It defines the upper boundary. (Buy below a given price.)
– Stop order … It defines the lower boundary. (Buy in an upward trend.)

Selling
– Stop order … It defines the upper boundary. (Sell in a downward trend.)
– Limit order … It defines the lower boundary. (Sell above a given price.)

Dissaving
– FIFO … Sells the oldest ETF shares first

Taxes (Germany)
– Distributing … Applied on every distribution 1, 2
– Accumulating … Applied on the “Vorabpauschale” after every year 1, 2

1 30% of the distributions or “Vorabpauschale” are tax-free.
2 The taxes can be eliminated via the “Sparerpauschbetrag”.


Famous ETF’s
– Vanguard FTSE All-World (Acc)
– SPDR ACWI IMI (Acc)

Proverbs
– “Doing well with money has a little to do with how smart you are and a lot to do with how you behave.” (by Morgan Housel)
– “The winning strategy is to own the entire stock market through an index fund and then do nothing. Just stay the course.” (by Jack Bogle)
– “Time in the market beats timing the market.” (by Kenneth Fisher)